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Best Equity Release Mortgage Options, including further Property Purchase but excluding Debt Consolidation

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Option 1 Equity release and/or refinance of existing French Mortgage


Option 1 - Equity release and/or refinance of existing French Mortgage

  • Repayment loan, 75% of assessed value. Interest only loan 60% of assessed value also.
  • Variable rate 2% for repayment loans up to 20 years capped at 3.5% for 10 years. Interest only loans at 2.3% variable, maximum duration 14 years.
  • No early repayment penalty when variable.
  • Set up fee 0.5%, minimum €1,500, can be paid over 2 years.
  • Not available for self employed people, nor for debt consolidation. New property purchase in Europe plus UK permitted.

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NOTE: Your home is at risk if you do not keep up the repayment on a mortgage loan or other loan secured on it. The sterling equivalent of your liability under a foreign currency mortgage may be increased by exchange rate movements.

French Mortgage is registered with the Financial Conduct Authority in London, firm reference number 741341.

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